Are you a user or an owner of several credit cards? Then one of your responsibilities is to use your credit cards wisely and properly. Another responsibility of yours is that you should be keen or be careful enough whenever you make any purchases, for you to avoid unnecessary credit card charges, or even become a victim of a credit card scam or a credit card fraud.
It is actually very important for you to monitor the status or the statement of accounts of all of your credit cards, for you to be able to detect immediately some unrecognized or incorrect charges made with your credit card. So how is it to dispute a credit card charge? First, you have to identify the unrecognized or incorrect charges, and then contact the merchant or retailer immediately for proper actions to be done. Explain it properly to them, with all of your possible evidences on hand with you. Contact your credit card company if the merchant is unable or unwilling to assist you. Tell the credit card company that you would like to dispute a charge on your account. Wait to hear what is the resolution. Your Credit Card company is obligated to respond to you within 30 days of receiving your complaint provided that proper and legal evidences are available and are shown.
Due to the popularity and as well as the great demands of credit cards during these days, credit card fraud or scams are also vastly spreading into the general public right now. And there have already been a lot of cases where credit card holders or owners are filing complaints of any different kind of theft cases. And you can actually avoid becoming a victim of such scam or fraud by being very careful and as well as keen enough to monitor closely all of your Credit Card activities.
